Understand what is meant by payment plan, for anyone not having taken the opportunity to research. If you pay 300 a month for 3 months 200 for 3 months 150 for six months and divide that by 12 months. your annualized total bill will be 2400.00 divide that by 12 months and you pay 200.00. "NOW" if you go under or over the 2400 at the end of a 12 month cycle, then your budget will be adjusted in your next year cycle and visa versa. It makes perfect sense to ask PSE&G to take part in this rather than sitting in your apt driking 4.50 coffees from Starbucks daily(Right ther you can save 126 a month. To all you hypocrites!

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