Review History for anonymous

Parc at Perimeter


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anonymous

Resident 2013 - 2018

10/25/2018

As is the case with most landlords in the Deep South, this one has a proclivity for extorting minorities with good credit into paying fraudulent debts, under the assumption that minorities can't possibly know their rights as tenants and that any minority with good credit will do whatever it takes to preserve it. They submitted a fake damage claim against my 94-year-old, widowed grandmother without even requiring her to pay a deposit, in order to circumvent Georgia Code 44-7-33, which requires that landlords generate a move-out checklist for tenants to inspect and approve in order to make a damage claim against a deposit -- just about the only protection tenants in Georgia have against fraudulent damage claims. Since she was a homeowner for 30 years up North before paying her mortgage off and selling her home in '95 to spend her retirement in the South, I would say that if she is not exempt, then no minority tenant can ever expect to be anywhere in the Deep South (unless you happen to also be a Senior living in Florida, which is where my grandmother moved back to). In fact, I would say that the better your credit and rental history are as a minority tenant in the Deep South, the more landlords will be inclined to gamble that you don't know your rights and see you as a viable target to be extorted into paying fraudulent debts in order to preserve your credit. Update, 10/17/2018: Since no one in the State of Georgia is authorized to intervene in landlord-tenant disputes, the only recourse tenants have when saddled with a fraudulent debt by a landlord is to complain against whatever collection agency they assign the debt to, with the BBB, CFPB or -- in the case of Elder Abuse -- the Georgia Division of Aging Services. Worked to perfection with me, as my grandmother finally got a letter from the collection agency saying that the fake debt would no longer be pursued or reported to the credit reporting agencies, but only after having the gall to try to convince my grandmother that she was at fault for not arranging a move-out inspection (which only applies when a deposit is paid, in which case Georgia Code 44-7-33 specifies that it is the landlord's obligation to arrange it, whereas Georgia Code 44-7-35 further stipulates that landlords who fail to adhere to the terms of Georgia Code 44-7-33 forfeit the right to submit a damage claim). For the uninitiated among the populace, the protections afforded by Georgia Codes 44-7-33 & 44-7-35 are crucial, not only because no one is authorized to intervene in landlord-tenant disputes in the State of Georgia, but because credit reporting agencies are the only private companies authorized to access and report the personal information of consumers without their consent (consumers cannot under any circumstances have their credit files deleted), and without being required or even authorized to consider any proof from consumers that a debt is fraudulent or even criminal (unless perhaps it stems from identity theft). This means that the credit reporting agencies are not really private at all, but rather a means for the Feds to facilitate creditors extorting consumers into paying fraudulent debts, as a perk for sustaining the country financially (the entire concept of credit and credit reporting is at best a Federally administered racket designed to advertise installment loans -- without which consumers can never have "excellent" credit -- on behalf of financial institutions, since installment loans generate the bulk of the revenue for the financial institutions that sustain the country financially). On the upside, starting this past Summer, consumers can now freeze and unfreeze their credit files indefinitely for free with a PIN, leaving them free to forward evidence of fraudulent or criminal conduct associated with a debt to a creditor before applying for credit. Pretty sad when you live in a country where those in authority are capable of setting up an institutionalized extortion racket at the expense of the citizenry, but it is really inevitable that any capitalist country -- where the price for merely existing is very simply accepting that everything and everyone must ultimately have a price-tag, or incur the wrath of those in authority -- must bring about just this level of corruption.

    Review 9 out of 156

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    Parc at Perimeter

    March 2024

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